• Six Happy Tips for Home,Suzanna Wolfe

    Six Happy Tips for Home

    Everyone wants a home they love, where they feel comfort and warmth. Yet many of us have a home we rarely enjoy because it's too messy, cluttered, or hard to live in. “6 Happy Tips for Home” is a guide to creating the home you love, and easily maintaining it. Through my personal experience, psychology research, and scientific experiments, you will learn how to create a space you love enough to make it your sanctuary.1. Be Grateful On What You HaveHome centers us. It's our haven, our comfort zone, where we go when we need to feel at home. It's where we relax and recharge for the day after a hectic day on the road. Our homes are where we bring our best selves out. They are our family rooms, dining rooms, office spaces, and bedrooms. They house our most treasured possessions; family photos, mementos of vacations and moments, works of art, and rare pieces of furniture that tell stories about who we are.2. Make Your Home Tidy and OrganizedImproving your home is a great way to make yourself happier and more content. Learn the basics of cleaning and organizing before going too far. Before you know it, you will have more energy, be more productive, and be more relaxed in your home. You will also see results faster because you won't have time to do it yourself. That simple little habit will add years to your life.3. Bring Happy Plants IndoorPlants are happy people. They like to keep busy, and will often greet you at the door seeking attention. If you plant a plant in your living room, you will have received a visit from an attractive flower that will make you smile. Your plant will be happy, too. It is an expression of our emotions. When we feel good, we are inclined to do good things for others. So when you see someone genuinely happy in their garden, consider how it makes you feel. Try these simple Happiness Tips for Home to help spread the joy around.4. Be Inspired On Personal TouchesGive your walls, cabinets, and doors a fresh coat of paint. Paint them with calming hues or cheerful colors. Add uplifting quotes that motivate you during hard times or make you feel happy each day. Add pictures of your loved ones as well, so you’ll feel connected to them always. Add a little happiness to your home one step at a time.5. Invest In New Home Decor and Accessories.If you’re setting out to decorate your house, don’t spend a lot of money on decor items. It doesn’t have to be expensive to look great. You can paint or refurbish furniture if you don’t want to buy new pieces. White walls are a cheap alternative for pale, delicate colors that give the room a fresh look. Cute curtains and pillows are fairly inexpensive and can make all the difference in the world.6. Create a Beautiful AmbianceLet the gentle melody of the music bring tranquility to your mind. Gaze into the flickering candlelight to let it wash away all of your troubles. Let these two bring beautiful scenes to your imagination and happy thoughts.Finding happiness in your home isn’t just about having a great view or having a layout that makes you happy. It’s also about understanding your value and how much it means to you to live here. Before you buy your next house, ask yourself: If I had to do it all over again, would I do anything differently? What would be important to me as a new owner would be different than what was important when I bought it. Take a look around and see what the current state of the home and surroundings are. Are there any problems? The home is the foundation on which your life is built, so it should feel good to look around and see how nice it is. Home is where the heart is and where the soul is. Your home should be filled with gratitude, creativity, love, and light. 

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  • Paying Over Price,Suzanna Wolfe

    Paying Over Price

    For many buyers, paying more than list price for a home goes against the grain—or, more specifically, the sense they’re always supposed to negotiate and get the best deal in the transaction. However, paying more than list price might be warranted in some cases.     If you’re buying in a seller’s market, you may have to pay more than a home’s listing price. Seller’s markets, also known as “hot” markets—have high demand but low supply. Due to this, home prices jump, and competition is stiff. You could find yourself up against bidding wars, and a higher offer may be the only way to stand out and secure the home you want to purchase. Here are a few other reasons you may want or have to bid more than list price: • You love the home and want to make sure your offer is accepted • You know there’s a bidding war or competition for the property • The house is listed under value • There are cash offers on the table  To get a mortgage, you will need to get an appraisal of the property for the bank. The appraiser’s evaluation of the home’s worth will be based largely on comparable sales. If there are no comparable sales to support your offer, the home will not appraise. The bank won’t loan you the full amount of your offer. Instead, it will offer you the home’s appraised value. In this case, you may choose to pay the difference out of pocket. If you have questions on how to negotiate the best offer and get your dream home, call Suzanna Wolfe!  

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  • Cash Offers,Suzanna Wolfe

    Cash Offers

    A cash offer refers to an all-cash offer made by a purchaser to the seller in a real estate transaction. The purchaser does not need a mortgage loan or any other type of financing to complete the transaction and is willing to pay cash to complete the transaction. A cash buyer has an advantage over other buyers who need a mortgage because the seller is interested in choosing a buyer who can close the transaction without additional uncertainties. For a traditional mortgage buyer, there is no guarantee that the lender will approve the loan. Various factors such as credit score, home appraisal, etc. may cause the bank to reject the loan application. These factors make a financed offer sometimes less attractive to the seller, as compared to a cash offer that can come with no strings attached.     A buyer can source cash from various sources such as their personal savings, cash gifts, inheritance funds, employment income, business income, etc. Accumulating the funds into one account can make it easy to organize the money you will need at the time of closing. It will also be easier to produce one bank statement as proof of funds rather than having to provide multiple documents to the seller as proof of funds at closing. Depending on the nature of the market, a cash offer can provide several benefits to both the seller and the buyer. Buyers should follow the right procedure when making a cash offer. There are additional ways to make a cash offer while also getting a loan. Suzanna Wolfe offers knowledge and experience in this process.     The buyer should have ready cash before sitting down with the seller’s agent to write a cash offer to buy the property.

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  • What to Look for in a Buyer’s Agent,Suzanna Wolfe

    What to Look for in a Buyer’s Agent

    A buyer’s agent is a real estate professional who guides a buyer through the process of buying a home. Suzanna Wolfe has the experience and expertise to guide buyers through this process. As a representative of a purchaser in a real estate transaction, a buyer’s agent has a legal obligation to protect the interests of the buyer and ensure they’re getting the best deal possible. Although there are some real estate agents who specialize in working with buyers, most real estate agents work as either a buyer’s agent or listing agent, depending on the transaction at hand.     The buyer’s agent will aid the buyer in navigating the real estate landscape by finding listings and advocating for the buyer and their unique needs. This could include property type or location.     When working as a buyer’s agent, a real estate professional is responsible for acting as a resource for their clients by guiding them through each step of the home buying process from start to finish. A buyer’s agent generally takes on the following tasks: finding listings, scheduling showings, asking and answering questions, pricing consultations, negotiations, and recommendations. It is important to choose the buyer’s agent that can best represent you and your unique needs when buying a home.

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